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Savings & CDs

Passbook Savings

A basic savings account which withdrawals and/or deposits can be made. Also available for businesses.

  • $25 minimum to open account
  • Interest accrues on this account and is paid quarterly
  • Unlimited number of deposits
  • Transfers from this account to another account or to third parties by preauthorized or automatic transfer are limited to six (6) per month

For complete information and to apply for an account, please stop in or contact us.

Certificate of Deposit

We offer a variety of Certificates of Deposit (CD) with a fixed rate of return for a specific time.

  • Terms range from 91 days to 30 months
  • $500 minimum deposit
  • Penalty for early withdrawal of certificate
  • Interest added to CD, paid by check, or deposited to your account
  • Automatically renewable

IRA's

We offer fixed rate Traditional, Roth Individual Retirement Accounts, (IRAs) CDs and Coverdell Education Accounts.

  • Penalty for early withdrawal of certificate
  • No annual fee
  • Interest compounded and credited to your account annually and at maturity

For complete information and to apply for an account, please stop in or contact us.